Friday, May 15, 2015
It's been a while. Slightly over a month. Partly because I'd been busy, but mainly because my laptop had been in the shop (which was mysteriously closed for a while). I have my little Sony notebook, which works just fine for visiting websites and reading mail, and writing short comments and so on, but is frustrating to type on. Yes, I bought a Bluetooth keyboard for it, but the freakin' thing doesn't want to hold a charge.
Laptop is now back, so I am too.
About the only noteworthy thing that's happened in the past month is that the Nugget celebrated her fourth birthday, and I've been to the old house twice in the past three weeks, both very expensive trips.
Nugget has been hearing about measles, I guess. She told her father one day that she wasn't feeling well, might be coming down with something, "I think I have weasels." For her birthday I got her an art easel she can use at my house, the kind with blackboard on one side, white board on the other, and paper on a roll underneath that can be draped over the top. She went home and told her Daddy that Gramma got her a weasel!
Sometimes it's hard to know what's going on with 4-year-olds.
I hadn't been to the old house all winter. They had a LOT of snow last winter, and I just didn't want to deal with it. My last trip of 2014 had been in November, to make sure the furnace was on and to shut off the water and drain the pipes so there'd be no danger of freezing. I made my first trip for this year in late April, heading up Thursday, planning to stay until Saturday.
It was still very cold up there - daytime high in the low 40s and nights dropping into the low 30s. When I got to the house on Thursday, it was 56 in the house. I pushed the thermostat buttons to boost the heat, and nothing happened, except that the thermostat went blank - except for a flashing "low bat". Hmmmm.
I drove into the village and bought some batteries. I installed the new batteries, and the thermostat went completely wonky, like digital "8"s blinking everywhere. But the furnace fan did come on. It was blowing cold air. Seems like the burner wasn't on. Hmmmm.
I went downstairs to check the furnace, and the gauge on the oil tank said it was empty. Hmmmm. Maybe the furnace hadn't been running at all? So how could it have been 56 when I arrived? Then I remembered - that house is extremely well insulated, and practically the entire west wall is glass. The afternoon sun can warm it up.
By then it was getting late, sun was low, and the temperature started dropping. Obviously I wasn't going to be sleeping there. I don't know what the heck was going on locally, but the cheapest close hotel room I could get was $199. Plus tax. Sigh. Non-scary Kingston motels aren't cheap to start with, and Rhinebeck is worse.
The next morning, Friday, I went back to the house, and it was cold. Worse, it was a cloudy day. The Hairless Hunk had been removing some fallen trees from my side yard, so loads of logs, his huge trailer, AND a flatbed truck, AND his spare car were parked at the top of the driveway. The fuel oil truck needs to be able to turn around at the top because the driveway is long, steep, curving, and narrow and they hate to back up or down it. I can't call for a delivery until I know the Hunk has cleared the driveway, and he has a job. I felt so discouraged I packed up a few things and went home. Made my calls from there.
I couldn't go back until the second Monday following, but I got an oil delivery order in the meantime, and made an appointment for thermostat service on Monday, May 4, at 2 pm. I rushed up river that Monday to arrive by 1 pm, because I had to nail some house numbers on a tree near the end of the driveway, because some fool had run over the mailbox. The bark on the tree was light gray. The numbers were 7 inches high, black with reflective white edges. From a distance of 8 feet you couldn't see the stupid numbers.
Drove up the rest of the driveway and found the invoice for the oil delivery on the front door. They had pumped $9.32 worth of oil. Duh? The previous delivery had been in late February, for 250 gallons, so that means that up until February the furnace had been running, but had not been running since the February delivery.
The service guy arrived. He said yeah, the oil tank is full, the gauge must be stuck on empty. The furnace had to be reset, it must have run out of oil just before the February delivery and shut itself off. Yup, the thermostat was dead, no idea why, sometimes they just fry themselves. Especially after fifteen years.
I'm so glad there's no water in the pipes in the house. It was a very cold February and March up there.
The furnace guy didn't want to install a new thermostat. He was honest. He said the thermostat isn't covered under my (very expensive) service contract, so the company would bill me $300 for a new one, but I could buy a perfectly good one for $65 at the big hardware store across the river and install it myself or have someone do it for me. The Hunk works weird hours (UPS), so he was already sleeping and would be leaving for work at 9 pm. It took me about 30 seconds thinking to say, "Fooey. Do it now. I'd rather have it working now than have to freeze here today and spend another night in a hotel." (The bill has arrived, BTW, and I got a discount because of the service contract, so it was just a hair over $200.) That's $400 so far on two trips up, in addition to the $100 per trip in gas and tolls, and I hadn't accomplished anything yet.
After the furnace guy left, I went to the deli to get a late lunch, and hit a pothole. With the BMW. Split a sidewall, about 1.5 inches. Drove into the village to meet with Piper to discuss investment strategy, then drove to Rhinebeck to the tire place. They didn't have my tire in stock (low profile, drive-flat). They can get it in by tomorrow morning, but that's ok, I can drive on a blown drive-flat at low speeds for like 100 miles, no problem.
By then it was like 6 pm, and I was dog tired. I poked around at the house a little bit, and went to bed early. I slept very badly, hardly at all, because the alarm clock no longer works, and I needed to be up and dressed early.
At 7 am Tuesday morning, the Hunk came by to look at some tools I had told him he could have from the basement - a large standing drill press and a table saw. He's been so dependable and helpful the past few years, keeping the grounds presentable and the house safe, as far as I'm concerned he can have everything I don't need. He loaded the drill press into his truck, and then said, "Hey, your tire's flat."
BMWs don't come with spare tires. Or jacks. There's no place to put them anyway.
The damn thing was down to the rim. No way I was going to drive it the 10 miles to Rhinebeck. Now, the Hunk gets home from work about 6 am, works a variety of jobs until about 2 pm, goes to sleep for a few hours, and then back to UPS at 9 pm. He had mentioned he had a contract in Rhinebeck that day. I said I was going to call the tire place and get a tow truck. He said no, he'd just take the tire off and take me and the tire to Rhinebeck - but he wouldn't be able to pick me up again until around 2, is that ok?
The new tire was on the rim at about 11, and I got a call from him as I was paying ($245) for it, he needed to go home to get some tools - so he picked me and the tire up, took us home, put the tire on the car, and retrieved his jack and tire iron, and went back to the job.
See why I don't mind giving him drill presses and table saws?
Continued next post.......
.
I've changed the title back to "I Don't Understand", now that it's available again. It's more appropriate (although "I Don't Approve!" might be even better). (Note: The number in the post title is a sequence number, having nothing to do with contents.)
Showing posts with label photo. Show all posts
Showing posts with label photo. Show all posts
Saturday, May 16, 2015
Tuesday, December 09, 2014
3997 For Rocky
Tuesday, December 9, 2014
Rocky, I'd have put this in the comment on your blog, but I couldn't figure out how without getting Blogger to upload it first (and even then it didn't work). This photo is over 2 years old, but it illustrates the intersection:
Daughter and Nugget.
A lot of people really think a constitution written hundreds of years ago provides
written guidance to any issue the nation might be faced with.
Then again, a large subset of the same group believes that a book
written 2000 years ago provides answers to all problems in life.
written guidance to any issue the nation might be faced with.
Then again, a large subset of the same group believes that a book
written 2000 years ago provides answers to all problems in life.
--Olof Ã…kerlund--
--------------------------------------------------------------------
Rocky, I'd have put this in the comment on your blog, but I couldn't figure out how without getting Blogger to upload it first (and even then it didn't work). This photo is over 2 years old, but it illustrates the intersection:
Daughter and Nugget.
Tuesday, March 18, 2014
3830 Hal and I are on the map
Tuesday, March 18, 2014
A few months ago (last summer?) I happened to be stopped at an intersection when the Google Maps car went by.
If you go to https://www.google.com/maps/place/919+N+Concourse/@40.445829,-74.213752,3a,15y,318.04h,78.26t/data=!3m4!1e1!3m2!1sROo6PdNZcJUFKafqRsJglA!2e0!4m2!3m1!1s0x89c234b38a33c909:0x3f9818f443aaac80 (I hope that link works for you) you'll see a little black convertible (Hal) with a little old lady inside (me).
If the link doesn't work, go to maps.google.com, ask for 919 N. Concourse, Keyport, NJ, pick up the little man (street view) and move him to the nearest intersection, drag the screen to face him the right direction, zoom in, and with luck, we'll be there.
I'm almost sorry I wasn't doing something embarrassing.
.
A few months ago (last summer?) I happened to be stopped at an intersection when the Google Maps car went by.
If you go to https://www.google.com/maps/place/919+N+Concourse/@40.445829,-74.213752,3a,15y,318.04h,78.26t/data=!3m4!1e1!3m2!1sROo6PdNZcJUFKafqRsJglA!2e0!4m2!3m1!1s0x89c234b38a33c909:0x3f9818f443aaac80 (I hope that link works for you) you'll see a little black convertible (Hal) with a little old lady inside (me).
If the link doesn't work, go to maps.google.com, ask for 919 N. Concourse, Keyport, NJ, pick up the little man (street view) and move him to the nearest intersection, drag the screen to face him the right direction, zoom in, and with luck, we'll be there.
I'm almost sorry I wasn't doing something embarrassing.
.
Friday, February 21, 2014
3822 HOTW - Everett McGill
Friday, February 21, 2014
I haven't done a Honey of the Week in ages, but I found one this evening!
I watched the 1999 (I think) movie "The Straight Story" this evening. It's the story of Alvin Straight, and his trip to visit his ailing brother - 240 miles away, riding the distance on a lawn mower towing a home-made trailer.
The movie is almost two hours, and it's slow moving (just like Alvin, who is in his early 70s, has bad hips, walks with two canes, and can't see well enough to drive a car), but it's wonderful, worth every minute of the two hours. If you have a chance to rent it, I highly recommend it.
It's all true, the whole story. The only thing they changed was, for some unknown reason, the timing of the trip. Alvin actually set out in something like June, arriving in August, but in the movie he sets out in September, arriving late October. Folks from that area who saw the movie caught that discrepancy, because of the bicycle racers Alvin meets on the way - that race takes place in July.
Anyway, Alvin's first mower didn't get far, so he bought a newer (only 30 years old) John Deere to restart the trip. The John Deere salesman's part is only a few minutes long, but it was long enough for me to develop a crush on him. That part was played by Everett McGill:
Yummy. (But somehow a still picture doesn't quite convey it. The eyes and the smile, you know. See the movie.)
I think part of the attraction might be that he reminds me a lot of my father's sister Irene's husband Chick (Charles). Uncle Chick was a strong, tall, silent, farmer and in my preteen years I had a terrible crush on him. He died when a bulldozer fell on him (really). I guess even the bulldozer had a literal crush on him.
.
I haven't done a Honey of the Week in ages, but I found one this evening!
I watched the 1999 (I think) movie "The Straight Story" this evening. It's the story of Alvin Straight, and his trip to visit his ailing brother - 240 miles away, riding the distance on a lawn mower towing a home-made trailer.
The movie is almost two hours, and it's slow moving (just like Alvin, who is in his early 70s, has bad hips, walks with two canes, and can't see well enough to drive a car), but it's wonderful, worth every minute of the two hours. If you have a chance to rent it, I highly recommend it.
It's all true, the whole story. The only thing they changed was, for some unknown reason, the timing of the trip. Alvin actually set out in something like June, arriving in August, but in the movie he sets out in September, arriving late October. Folks from that area who saw the movie caught that discrepancy, because of the bicycle racers Alvin meets on the way - that race takes place in July.
Anyway, Alvin's first mower didn't get far, so he bought a newer (only 30 years old) John Deere to restart the trip. The John Deere salesman's part is only a few minutes long, but it was long enough for me to develop a crush on him. That part was played by Everett McGill:
Yummy. (But somehow a still picture doesn't quite convey it. The eyes and the smile, you know. See the movie.)
I think part of the attraction might be that he reminds me a lot of my father's sister Irene's husband Chick (Charles). Uncle Chick was a strong, tall, silent, farmer and in my preteen years I had a terrible crush on him. He died when a bulldozer fell on him (really). I guess even the bulldozer had a literal crush on him.
.
Sunday, April 07, 2013
3712 Light and bright
Sunday, April 7, 2013
Friday, the Nugget, Daughter, and I walked along the bay. The Nugget loves the sand at the beach, but since the hurricane you have to be very careful of bits of wood from smashed docks. They often have nails. That's worse than the usual broken glass.
Nugget picked up what looked like a small oblong rock but turned out to be a gray-green-brown chunk of solid dock foam. Nugget held it up to Daughter and asked, "Wa dis?" Daughter said, "Foam. That's foam."
Nugget looked confused, peered at it, poked at it, then put it up to her ear and said,
"Hello? Daddy?"
-----------------------------
The Easter bunny came!
Mostly bringing toys and stuffed bunnies. And jelly beans!
-----------------------------------
If you love lace, textiles, embroidery, vintage clothing, beautiful things, sometime when you have some time go to http://www.vintagetextile.com/edwardian.htm.
Click on the various periods across the top to look at other stuff from other periods. The "gallery" is full of items that have been sold.
Beautiful! They just don't make stuff like this any more.
.
Your life is the fruit of your own doing. You have no one to blame but yourself.
-- Joseph Campbell --
--------------------------------------------------------------------
Friday, the Nugget, Daughter, and I walked along the bay. The Nugget loves the sand at the beach, but since the hurricane you have to be very careful of bits of wood from smashed docks. They often have nails. That's worse than the usual broken glass.
Nugget picked up what looked like a small oblong rock but turned out to be a gray-green-brown chunk of solid dock foam. Nugget held it up to Daughter and asked, "Wa dis?" Daughter said, "Foam. That's foam."
Nugget looked confused, peered at it, poked at it, then put it up to her ear and said,
"Hello? Daddy?"
-----------------------------
The Easter bunny came!
Mostly bringing toys and stuffed bunnies. And jelly beans!
-----------------------------------
If you love lace, textiles, embroidery, vintage clothing, beautiful things, sometime when you have some time go to http://www.vintagetextile.com/edwardian.htm.
Click on the various periods across the top to look at other stuff from other periods. The "gallery" is full of items that have been sold.
Beautiful! They just don't make stuff like this any more.
.
Friday, November 23, 2012
3669 Frustration
Friday, November 23, 2012
I watched "Blazing Saddles" on TV last night. Man, they bowdlerized the "Hell" out of it. Also the "ass", the "rape", the "Mormon", and the "nigger" out of it. Practically every tenth word, and every one of those words was necessary. It wasn't the same at all. Rape? Duh? The line was something like, "I rape and pillage and murder for fun", and it became "I .... and pillage and murder for fun". Since when is rape a worse word than murder?
Oh, well.
I was disappointed because I didn't see one particular scene I remembered that I loved. A bad guy pulls a gun on the hero, a few inches from his chest, and the hero calmly sticks his finger in the barrel. The look of disbelief on the bad guy's face is priceless. "Oh, $#!T ! Now what?!"
So I did some research today, and it turns out that scene is from a different movie. Walter Brennan pulled a gun on James Garner in "Support Your Local Sheriff", and Garner sticks his finger in it.

[http://www.imdb.com/title/tt0065051/]
My research led me to some forums in which people were arguing vociferously a) whether or not you could stick a finger in the barrel of anything smaller than a shotgun, and b) whether the buildup of compressed air thus created would really cause the gun to explode.
I was frustrated because they were so passionate about such a moot point. It doesn't matter whether it would or not. It only matters whether the shooter is absolutely *positive* it will not.
If a guy is pointing a gun at your chest from a foot away, you don't know for sure whether he's going to pull the trigger or not. You lose nothing by sticking your finger in the barrel, either way. He, on the literal other hand, now has a chance, a possibility, of losing his shootin' hand if he pulls the trigger. There's an element of surprise, and that can make all the difference.
So I wanted to ask those guys who insisted the gun would not explode - if you were going to shoot some guy, and he did that unexpectedly, would you pull the trigger without hesitation?
I am proud of myself for stomping my frustration and resisting the impulse to jump into the discussion. I doubt they'd get my point anyway.
.
They told me I was gullible... and I believed them.
------------------------------------------
I watched "Blazing Saddles" on TV last night. Man, they bowdlerized the "Hell" out of it. Also the "ass", the "rape", the "Mormon", and the "nigger" out of it. Practically every tenth word, and every one of those words was necessary. It wasn't the same at all. Rape? Duh? The line was something like, "I rape and pillage and murder for fun", and it became "I .... and pillage and murder for fun". Since when is rape a worse word than murder?
Oh, well.
I was disappointed because I didn't see one particular scene I remembered that I loved. A bad guy pulls a gun on the hero, a few inches from his chest, and the hero calmly sticks his finger in the barrel. The look of disbelief on the bad guy's face is priceless. "Oh, $#!T ! Now what?!"
So I did some research today, and it turns out that scene is from a different movie. Walter Brennan pulled a gun on James Garner in "Support Your Local Sheriff", and Garner sticks his finger in it.

[http://www.imdb.com/title/tt0065051/]
My research led me to some forums in which people were arguing vociferously a) whether or not you could stick a finger in the barrel of anything smaller than a shotgun, and b) whether the buildup of compressed air thus created would really cause the gun to explode.
I was frustrated because they were so passionate about such a moot point. It doesn't matter whether it would or not. It only matters whether the shooter is absolutely *positive* it will not.
If a guy is pointing a gun at your chest from a foot away, you don't know for sure whether he's going to pull the trigger or not. You lose nothing by sticking your finger in the barrel, either way. He, on the literal other hand, now has a chance, a possibility, of losing his shootin' hand if he pulls the trigger. There's an element of surprise, and that can make all the difference.
So I wanted to ask those guys who insisted the gun would not explode - if you were going to shoot some guy, and he did that unexpectedly, would you pull the trigger without hesitation?
I am proud of myself for stomping my frustration and resisting the impulse to jump into the discussion. I doubt they'd get my point anyway.
.
Monday, June 11, 2012
3547 Grave robbers and fashion vultures
Monday, June 11, 2012
Grave robbers:
I am not particularly sentimental or religious. I mostly think sterile cemeteries are a waste of material. If the state would permit it, when I've finished with this body, I would like to be dropped off in the woods somewhere to feed the beasties and trees. Seems like that's the way it should be.
So am I weird that I am very annoyed when archaeologists dig up bodies? It really bugs me to see people down in a hole dusting off bones. Those bodies were put there for a reason, there were people with beliefs involved, and I don't care how "respectful" you think you're being, I say Hands Off!
It really does bother me. I don't know why.
---------------------------------
Fashion:
Fashion, whether clothing, furnishing, design, anything, makes no sense. The sole purpose of fashion is to make you feel inadequate and force you to buy new stuff. It has been so ever since Ogg discovered there's a market for bearskins.
When something new becomes fashionable, I wonder how many people ask themselves, "Is this new thing better than the old thing? Or just ... different."
Let's rebel.
.
Have you ever heard a friend repeat something you said, but mess it up completely?
Now imagine a billion people doing that.
-- Jesus Christ --
-----------------------------------------------------------------------------
Grave robbers:
An archeologist cleans a skeleton during excavations in the Black Sea town of Sozopol, Bulgaria on June 1, 2012. Archaeologists have unearthed two skeletons from the Middle Ages pierced through the chest with iron rods to keep them from turning into vampires, the head of the history museum said. According to pagan beliefs, people who were considered bad during their lifetimes might turn into vampires after death unless stabbed in the chest with an iron or wooden rod before being buried. (STR/AFP/GettyImages)# From The Big Picture, http://www.boston.com/bigpicture/2012/06/scenes_from_bulgaria.html.
So am I weird that I am very annoyed when archaeologists dig up bodies? It really bugs me to see people down in a hole dusting off bones. Those bodies were put there for a reason, there were people with beliefs involved, and I don't care how "respectful" you think you're being, I say Hands Off!
It really does bother me. I don't know why.
---------------------------------
Fashion:
Fashion, whether clothing, furnishing, design, anything, makes no sense. The sole purpose of fashion is to make you feel inadequate and force you to buy new stuff. It has been so ever since Ogg discovered there's a market for bearskins.
When something new becomes fashionable, I wonder how many people ask themselves, "Is this new thing better than the old thing? Or just ... different."
Let's rebel.
.
Tuesday, May 08, 2012
3527 Expect the unexpected
Tuesday, May 8, 2012
Yesterday, Daughter and I took the Nugget for a walk. Nugget likes to walk until she gets tired. She walked to the end of our street and down a steep maintenance road toward the bay. She saw a rough trail into the woods, so she and Daughter took off down that while I trundled the umbrella stroller on down the maintenance road. After they came back out onto the road, we cut down a steep rock and sand bank to the seawall, where there's a new smooth cement sidewalk above the edge of the water.
After all that rough walking with no difficulty Nugget took about three steps on the smooth walkway and suddenly pitched forward, landing on her palms and chin. LOTS of blood, all down the front of her shirt. Only a little crying, though. Daughter scooped her up and ran for home. Washing, ice packs.
The damage, as of today:
You can see the two teeth up top that did the damage to her swollen lower lip. Her chin looks terrible. Daughter was worried that bone might have been chipped, but there's no bruising, so I think we escaped with just abrasion.
It doesn't seem to bother Nugget, though. She still eats crackers happily.
--------------------------------
We also heard yesterday that a neighbor's cat had brought home a dead bat. The neighbor's first impulse was to toss it down into the ravine, but then she called animal control just in case, and it was tested, and yeah, it had rabies.
The animal control people didn't say anything else.
Her cat had been vaccinated, but her children had touched the bat and played with the cat. Anybody know what the danger might be, if any?
----------------------------------
These two issues - the rabid bat and the sudden oops on the walk - helped Daughter to make a decision. Hercules is changing jobs, and the three of them will be without health insurance for somewhere between one and two months. Because he's leaving voluntarily, they aren't eligible for COBRA.
Daughter checked into short-term insurance, and the same plan that's $700/month in Pennsylvania is $2000/month in New Jersey. Ouch. She can get into a group plan through her professional association for a lot less, but it's still expensive for one or two lousy months.
Hercules hates insurance companies, and wants to do without until his employer's plan kicks in.
Daughter has asked her friends through Facebook what kind of medical expenses they could expect at Nugget's age, and everyone's all "Ho Hum","occasional colds", advice like "don't go to a doctor, go to the urgent care center, it's cheaper", and so on.
They've been going 'round and 'round about it. Me? I'm freaking out. I told Daughter that you don't get insurance for expected things. You get it for the unexpected. Insurance is a bet you make with the insurance company, a bet you hope to lose and they hope to win. I advised her to get a catastrophic policy, something with a high out-of-pocket, like $10,000, and then full coverage after that. "You realize that if something unexpected happens, you could lose your house." (I didn't tell her, but I was remembering Jay. Until his first seizure, he was very healthy. In fact, he had just got off the treadmill when it hit. After the seizure, it was $400,000 or more a year. We were very lucky to have an excellent policy. You never know what could happen.)
Well, until yesterday, Daughter couldn't imagine a catastrophe. She couldn't even imagine "unexpected".
Now she can.
.
You can't shake hands with a clenched fist.
-- Indira Gandhi --
---------------------------------------------------------------------------
Yesterday, Daughter and I took the Nugget for a walk. Nugget likes to walk until she gets tired. She walked to the end of our street and down a steep maintenance road toward the bay. She saw a rough trail into the woods, so she and Daughter took off down that while I trundled the umbrella stroller on down the maintenance road. After they came back out onto the road, we cut down a steep rock and sand bank to the seawall, where there's a new smooth cement sidewalk above the edge of the water.
After all that rough walking with no difficulty Nugget took about three steps on the smooth walkway and suddenly pitched forward, landing on her palms and chin. LOTS of blood, all down the front of her shirt. Only a little crying, though. Daughter scooped her up and ran for home. Washing, ice packs.
The damage, as of today:
You can see the two teeth up top that did the damage to her swollen lower lip. Her chin looks terrible. Daughter was worried that bone might have been chipped, but there's no bruising, so I think we escaped with just abrasion. It doesn't seem to bother Nugget, though. She still eats crackers happily.
--------------------------------
We also heard yesterday that a neighbor's cat had brought home a dead bat. The neighbor's first impulse was to toss it down into the ravine, but then she called animal control just in case, and it was tested, and yeah, it had rabies.
The animal control people didn't say anything else.
Her cat had been vaccinated, but her children had touched the bat and played with the cat. Anybody know what the danger might be, if any?
----------------------------------
These two issues - the rabid bat and the sudden oops on the walk - helped Daughter to make a decision. Hercules is changing jobs, and the three of them will be without health insurance for somewhere between one and two months. Because he's leaving voluntarily, they aren't eligible for COBRA.
Daughter checked into short-term insurance, and the same plan that's $700/month in Pennsylvania is $2000/month in New Jersey. Ouch. She can get into a group plan through her professional association for a lot less, but it's still expensive for one or two lousy months.
Hercules hates insurance companies, and wants to do without until his employer's plan kicks in.
Daughter has asked her friends through Facebook what kind of medical expenses they could expect at Nugget's age, and everyone's all "Ho Hum","occasional colds", advice like "don't go to a doctor, go to the urgent care center, it's cheaper", and so on.
They've been going 'round and 'round about it. Me? I'm freaking out. I told Daughter that you don't get insurance for expected things. You get it for the unexpected. Insurance is a bet you make with the insurance company, a bet you hope to lose and they hope to win. I advised her to get a catastrophic policy, something with a high out-of-pocket, like $10,000, and then full coverage after that. "You realize that if something unexpected happens, you could lose your house." (I didn't tell her, but I was remembering Jay. Until his first seizure, he was very healthy. In fact, he had just got off the treadmill when it hit. After the seizure, it was $400,000 or more a year. We were very lucky to have an excellent policy. You never know what could happen.)
Well, until yesterday, Daughter couldn't imagine a catastrophe. She couldn't even imagine "unexpected".
Now she can.
.
Labels:
health care,
insurance,
Nugget,
photo,
rabies
Monday, March 19, 2012
3490 Spring
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