Thursday, November 8, 2007
I called the check verification place today, regarding the check that was refused yesterday, and got a load of blather about how their computer checks patterns, time, place, amount, etc., and that the transaction seemed to fit a pattern of fraud, blah blah, so the computer flagged it as likely fraudulent. She couldn’t tell me exactly what the computer concluded or why. She was able to tell me what checks I had written in the recent past that they had approved at several local stores.
Um, this check was written to a store where I had written checks before, the store is less than 10 miles from my home, the amount was rational - where's the "fraud indicators"? I used the phrase “that’s a load of bull poopy” several times in the conversation.
I wonder if it has anything to do with the fraudulent Master Card charges that I got the call about last Saturday. Is it possible there's a red flag on ALL my cards and checking accounts now, like that there's a possibility of identity theft?
I went to dinner this evening with Angela, Nate, John, Angie, and George, at a diner on route 300 in Newburgh (New Windsor). The conversation was good, the food was more expensive than it rated.
John is in his 60s, I guess, and has been attending the dinners for maybe four months now. I asked him when he might bring his wife along, and he was surprised that his wife would be welcome, seeing as she's not a member. When I assured him that not only would she be welcome, no one would even comment on it, he seemed very grateful. Later I realized I could have pointed out that Nate isn't a member, but my not pointing it out proves the point, I guess.
As we were leaving the restaurant, George, who is new and was at the last two dinners, commented that he wants me to sit next to him next time. Ick! I don't want to. He's older than I, and single, and rather boring. There be dragons.
Speaking of dragons, my friend in NJ is chest-deep in office dragons right now. We've talked by phone and email, but haven't been able to get together since last week. The next two weeks are business trips for him and family related trips for both of us, so barring a miracle, like a few extra days inserted into the calendar, I won't see him for a while.
Sadness. I'm developing a craving for him.
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Showing posts with label check. Show all posts
Showing posts with label check. Show all posts
Thursday, November 08, 2007
Wednesday, November 07, 2007
1537 Check What?!
Wednesday, November 7, 2007
I'm so glad the local elections are over. I was getting five to eight phone calls a day for the past three weeks, with either taped candidate messages or people demanding that I tell them who I intend to vote for. When I talked to friends, they reported only two or three calls a day. About all I can figure is that I'm registered Independent, so both parties considered me a wild card.
I went to the bank to deposit some checks today, then went shopping for sewing supplies, cat food, and one of those little USB "thumb drive" thingies. Figured I'd try one, see if it might work to hold photographs and stuff.
I bought the USB thingy in Staples, and wrote a check, for less than $80. The checkout child gave her cash register a funny look, and called a manager. The manager looked at the register, and told the child to "make the call". She called someone, gave them all the info off my check, and then turned to me and said "Your check has been refused."
Huh?
She couldn't tell me exactly why, but then said, in front of all the other people lined up behind me, "It's usually because of too many bounced checks." I grabbed the manager who was about to leave, and said "Explain this, please. I've never bounced a check in my entire adult life, and besides, if I do, my bank will automatically go into my savings, and then into a signature line of credit, so it's next to impossible for a check to bounce anyway! This is ridiculous!"
He said they use a credit service to vet checks, and that the service will not tell them the reason, because of privacy issues. But I can call them and find out. He gave me a card with the phone number, and on the back of the card it gives three possible reasons:
1.) Bad history,
2.) They don't have enough information on this person to make a decision,
3.) The id offered was not verifiable.
The child never asked me for id. Whatcha wanna bet the check was refused because she didn't put in the driver's license number. Every time I wrote a check in Staples in the past, they asked for the license.
I'll call the credit service tomorrow and find out.
.
I'm so glad the local elections are over. I was getting five to eight phone calls a day for the past three weeks, with either taped candidate messages or people demanding that I tell them who I intend to vote for. When I talked to friends, they reported only two or three calls a day. About all I can figure is that I'm registered Independent, so both parties considered me a wild card.
I went to the bank to deposit some checks today, then went shopping for sewing supplies, cat food, and one of those little USB "thumb drive" thingies. Figured I'd try one, see if it might work to hold photographs and stuff.
I bought the USB thingy in Staples, and wrote a check, for less than $80. The checkout child gave her cash register a funny look, and called a manager. The manager looked at the register, and told the child to "make the call". She called someone, gave them all the info off my check, and then turned to me and said "Your check has been refused."
Huh?
She couldn't tell me exactly why, but then said, in front of all the other people lined up behind me, "It's usually because of too many bounced checks." I grabbed the manager who was about to leave, and said "Explain this, please. I've never bounced a check in my entire adult life, and besides, if I do, my bank will automatically go into my savings, and then into a signature line of credit, so it's next to impossible for a check to bounce anyway! This is ridiculous!"
He said they use a credit service to vet checks, and that the service will not tell them the reason, because of privacy issues. But I can call them and find out. He gave me a card with the phone number, and on the back of the card it gives three possible reasons:
1.) Bad history,
2.) They don't have enough information on this person to make a decision,
3.) The id offered was not verifiable.
The child never asked me for id. Whatcha wanna bet the check was refused because she didn't put in the driver's license number. Every time I wrote a check in Staples in the past, they asked for the license.
I'll call the credit service tomorrow and find out.
.
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